Start a job
Donkey

Yearly Budget Tracker Sheet Built From Your Income and Bills

Paste your paychecks and bills and get a ready-to-open 12-month budget spreadsheet with sinking funds and a bill-due calendar.

What you get: One CSV file that opens in Excel, Google Sheets, or Numbers. It includes a 12-month grid (Jan-Dec plus annual totals) covering income, fixed bills, everyday spending, sinking-fund contributions and running balances, savings and debt goals, a bill-due calendar, a monthly summary with money left over, Price: $19 flat. Time: usually ready in minutes. Done by AI; you review it, with one free change.

We're not taking orders yet. Join the waitlist and we'll email you once when we open.

Real example

This is an actual result our AI made in a test run, from sample details. Yours is made from your details.

Show the example
Section,Item,Category,Frequency,Due Day,Jan 2025,Feb 2025,Mar 2025,Apr 2025,May 2025,Jun 2025,Jul 2025,Aug 2025,Sep 2025,Oct 2025,Nov 2025,Dec 2025,Annual Total,Notes
INCOME,,,,,,,,,,,,,,,,,,
INCOME,My job (take-home),Income,Biweekly,Fri,4300.00,4300.00,4300.00,4300.00,6450.00,4300.00,4300.00,4300.00,4300.00,6450.00,4300.00,4300.00,55900.00,"2150.00 every other Friday from Jan 10 2025 (26 paydays). 3-check months: May 2025 and Oct 2025."
INCOME,Partner pay,Income,Monthly,1,3800.00,3800.00,3800.00,3800.00,3800.00,3800.00,3800.00,3800.00,3800.00,3800.00,3800.00,3800.00,45600.00,Paid on the 1st each month.
INCOME,Etsy shop,Income,Variable,,250.00,250.00,250.00,250.00,250.00,250.00,250.00,250.00,250.00,250.00,250.00,250.00,3000.00,"ESTIMATE: based on about 250.00/month. Actual amounts vary, so update with real figures."
INCOME,TOTAL INCOME,,,,8350.00,8350.00,8350.00,8350.00,10500.00,8350.00,8350.00,8350.00,8350.00,10500.00,8350.00,8350.00,104500.00,
,,,,,,,,,,,,,,,,,,
FIXED BILLS,,,,,,,,,,,,,,,,,,
FIXED BILLS,Rent,Housing,Monthly,1,1650.00,1650.00,1650.00,1650.00,1650.00,1650.00,1650.00,1650.00,1650.00,1650.00,1650.00,1650.00,19800.00,
FIXED BILLS,Gym,Other,Monthly,3,40.00,40.00,40.00,40.00,40.00,40.00,40.00,40.00,40.00,40.00,40.00,40.00,480.00,
FIXED BILLS,Internet,Utilities,Monthly,5,70.00,70.00,70.00,70.00,70.00,70.00,70.00,70.00,70.00,70.00,70.00,70.00,840.00,
FIXED BILLS,Car payment,Transportation,Monthly,15,389.00,389.00,389.00,389.00,389.00,389.00,389.00,389.00,389.00,389.00,389.00,389.00,4668.00,
FIXED BILLS,Electric,Utilities,Monthly,20,120.00,120.00,120.00,120.00,120.00,120.00,120.00,120.00,120.00,120.00,120.00,120.00,1440.00,"ESTIMATE: based on about 120.00/month. Actual bills may vary by season."
FIXED BILLS,Phones,Utilities,Monthly,22,110.00,110.00,110.00,110.00,110.00,110.00,110.00,110.00,110.00,110.00,110.00,110.00,1320.00,
FIXED BILLS,Student loan,Debt,Monthly,28,245.00,245.00,245.00,245.00,245.00,245.00,245.00,245.00,245.00,245.00,245.00,245.00,2940.00,
FIXED BILLS,Streaming (Netflix + Spotify),Subscriptions,Monthly,,34.00,34.00,34.00,34.00,34.00,34.00,34.00,34.00,34.00,34.00,34.00,34.00,408.00,Due day not given; add it if you want it on the bill calendar.
FIXED BILLS,TOTAL FIXED BILLS,,,,2658.00,2658.00,2658.00,2658.00,2658.00,2658.00,2658.00,2658.00,2658.00,2658.00,2658.00,2658.00,31896.00,
,,,,,,,,,,,,,,,,,,
EVERYDAY SPENDING,,,,,,,,,,,,,,,,,,
EVERYDAY SPENDING,Groceries,Food,Monthly,,650.00,650.00,650.00,650.00,650.00,650.00,650.00,650.00,650.00,650.00,650.00,650.00,7800.00,ESTIMATE: about 650.00/month.
EVERYDAY SPENDING,Gas,Transportation,Monthly,,200.00,200.00,200.00,200.00,200.00,200.00,200.00,200.00,200.00,200.00,200.00,200.00,2400.00,ESTIMATE: 200.00/month.
EVERYDAY SPENDING,Eating out,Food,Monthly,,150.00,150.00,150.00,150.00,150.00,150.00,150.00,150.00,150.00,150.00,150.00,150.00,1800.00,ESTIMATE: 150.00/month.
EVERYDAY SPENDING,Buffer / miscellaneous,Other,Monthly,,0.00,0.00,0.00,0.00,0.00,0.00,0.00,0.00,0.00,0.00,0.00,0.00,0.00,"Optional: fill in an amount for small unplanned costs if you'd like one."
EVERYDAY SPENDING,TOTAL EVERYDAY SPENDING,,,,1000.00,1000.00,1000.00,1000.00,1000.00,1000.00,1000.00,1000.00,1000.00,1000.00,1000.00,1000.00,12000.00,
,,,,,,,,,,,,,,,,,,
SINKING FUNDS - MONTHLY SET-ASIDE,,,,,,,,,,,,,,,,,,
SINKING FUNDS - MONTHLY SET-ASIDE,Car insurance,Insurance,Yearly,,190.00,190.00,190.00,190.00,190.00,190.00,95.00,95.00,95.00,95.00,95.00,95.00,1710.00,"Due Jun 2025 (1140.00). Only 6 months to save before the first due date, so Jan-Jun = 1140.00 / 6 = 190.00. From Jul it drops to 1140.00 / 12 = 95.00 to start saving for Jun 2026."
SINKING FUNDS - MONTHLY SET-ASIDE,Car registration,Transportation,Yearly,,70.00,70.00,70.00,17.50,17.50,17.50,17.50,17.50,17.50,17.50,17.50,17.50,367.50,"Due Mar 2025 (210.00). Only 3 months to save, so Jan-Mar = 210.00 / 3 = 70.00. From Apr it drops to 210.00 / 12 = 17.50 to start saving for Mar 2026."
SINKING FUNDS - MONTHLY SET-ASIDE,Amazon Prime,Subscriptions,Yearly,,15.44,15.44,15.44,15.44,15.44,15.44,15.44,15.44,15.48,11.58,11.58,11.58,173.74,"Due Sep 2025 (139.00). 9 months to save, so Jan-Sep = 139.00 / 9 = 15.44 (Sep is 15.48 so the total is exactly 139.00). From Oct it drops to 139.00 / 12 = 11.58 (rounded) to start saving for Sep 2026."
SINKING FUNDS - MONTHLY SET-ASIDE,Holidays and gifts,Other,Yearly,,75.00,75.00,75.00,75.00,75.00,75.00,75.00,75.00,75.00,75.00,75.00,75.00,900.00,Due Dec 2025 (900.00). 900.00 / 12 = 75.00.
SINKING FUNDS - MONTHLY SET-ASIDE,Vet visits for dog,Other,Yearly,,33.33,33.33,33.33,33.33,33.33,33.33,33.33,33.33,33.33,33.33,33.33,33.37,400.00,"About 400.00 with no set date, so it's spread evenly over 12 months (timing assumed). Dec is 33.37 so the total is exactly 400.00."
SINKING FUNDS - MONTHLY SET-ASIDE,TOTAL SINKING FUND SET-ASIDE,,,,383.77,383.77,383.77,331.27,331.27,331.27,236.27,236.27,236.31,232.41,232.41,232.45,3551.24,
,,,,,,,,,,,,,,,,,,
SINKING FUNDS - RUNNING BALANCE,,,,,,,,,,,,,,,,,,
SINKING FUNDS - RUNNING BALANCE,Car insurance,Insurance,Yearly,,190.00,380.00,570.00,760.00,950.00,0.00,95.00,190.00,285.00,380.00,475.00,570.00,570.00,"Payout Jun 2025: 1140.00. Ending balance goes toward Jun 2026."
SINKING FUNDS - RUNNING BALANCE,Car registration,Transportation,Yearly,,70.00,140.00,0.00,17.50,35.00,52.50,70.00,87.50,105.00,122.50,140.00,157.50,157.50,"Payout Mar 2025: 210.00. Ending balance goes toward Mar 2026."
SINKING FUNDS - RUNNING BALANCE,Amazon Prime,Subscriptions,Yearly,,15.44,30.88,46.32,61.76,77.20,92.64,108.08,123.52,0.00,11.58,23.16,34.74,34.74,"Payout Sep 2025: 139.00. Ending balance goes toward Sep 2026."
SINKING FUNDS - RUNNING BALANCE,Holidays and gifts,Other,Yearly,,75.00,150.00,225.00,300.00,375.00,450.00,525.00,600.00,675.00,750.00,825.00,0.00,0.00,Payout Dec 2025: 900.00.
SINKING FUNDS - RUNNING BALANCE,Vet visits for dog,Other,Yearly,,33.33,66.66,99.99,133.32,166.65,199.98,233.31,266.64,299.97,333.30,366.63,400.00,400.00,"About 400.00, date unknow

Questions

How does the yearly budget tracker sheet built from your income and bills work?

You answer a few questions, pay $19, and an AI worker does the job. The result appears on your private page, usually within minutes.

Can I get changes?

Yes. Every job includes one free change request: tell the donkey what to fix and it redoes the job with your notes.

Is it really done by AI?

Yes, fully. No human writes it. AI can make mistakes, so please review the result before you rely on it.

What happens to my information?

It is used only to do your job, is never used to train AI models, and is deleted after 30 days.

What if it fails?

Failed jobs are retried once, then refunded automatically.

Is this professional advice?

No. This is general information and drafting help made by AI. For medical, legal, tax, or financial decisions, talk to a qualified professional.

Need something different?

Can't find it? Describe anything.

Our AI checks it's something we can do safely, then shows you exactly what you'll get and a flat price. Nothing is charged until you order.

More in Money & bills