Real example

This is an actual result our AI made in a test run, from sample details. Yours is made from your details.

Show the example

Starter Chart of Accounts: Mobile Dog Grooming

Assumptions

Structure: Single-member LLC in Ohio, USA. Equity accounts are set up for one owner using US terms.
Employees: You have one part-time hourly bather, so payroll liability and payroll expense accounts are included.
Van and equipment: You own a van with a loan. Your grooming setup (tub, dryers, generator, water tanks) is assumed to be business equipment, so fixed asset, depreciation, and loan accounts are included.
Prepaid packages: Clients who prepay for 5 grooms are paying for work you haven't done yet. A liability account holds that money until each groom is delivered.
Inventory and sales tax: You said you have no real inventory for resale, so inventory accounts are under "Add later if needed." Sales tax is also listed there. Your accountant can confirm whether any of your sales need sales tax.
Supplies as Cost of Sales: Shampoo, disposables, and water/generator costs are used directly on each groom. They are grouped as Cost of Sales so you can see your cost per groom. Your bookkeeper may prefer to treat them as regular operating expenses instead. Either choice works.

How the numbering works

Range	Section
1000–1999	Assets (what the business owns)
2000–2999	Liabilities (what the business owes)
3000–3999	Equity (your stake in the business)
4000–4999	Income (money earned from clients)
5000–5999	Cost of Sales (direct costs of each groom)
6000–7999	Operating Expenses (costs of running the business)
8000–8999	Other Income and Other Expenses (interest, gains/losses)

Accounts go up by 10 (6010, 6020, 6030…), which leaves room to add new accounts in the right place later without renumbering.

Your accounts

Assets

#	Account Name	Type	Description
1010	Business Checking	Asset	Bank. Your main operating account.
1020	Business Savings	Asset	Bank. Reserve for repairs, insurance, slow months.
1050	Square Clearing	Asset	Bank/clearing. Card sales land here, then move to checking when Square pays out.
1060	Venmo Clearing	Asset	Bank/clearing. Venmo payments land here, then move to checking when transferred.
1110	Accounts Receivable	Asset	Receivable. Money clients owe you, if you ever groom now and get paid later.
1310	Prepaid Expenses	Asset	Other current asset. Bills paid in advance, such as a yearly insurance premium.
1510	Grooming Van	Asset	Fixed Asset. Purchase cost of the van.
1520	Grooming Equipment & Van Build-Out	Asset	Fixed Asset. Tub, dryers, table, generator, water tanks, plumbing.
1610	Accumulated Depreciation – Van	Asset	Fixed Asset (contra). Reduces the van's book value over time. Your bookkeeper records this.
1620	Accumulated Depreciation – Equipment	Asset	Fixed Asset (contra). Same as above, for equipment.

Liabilities

#	Account Name	Type	Description
2010	Accounts Payable	Liability	Current Liability. Bills you've received but haven't paid yet.
2050	Business Credit Card	Liability	Credit Card. One account per card if you have more than one.
2210	Federal Payroll Taxes Payable	Liability	Current Liability. Federal withholding and payroll taxes held from your bather's pay, plus your employer share, until paid.
2220	State & Local Withholding Payable	Liability	Current Liability. State and local income tax withheld from your bather's pay.
2230	Unemployment Taxes Payable	Liability	Current Liability. Federal and state unemployment amounts owed.
2310	Prepaid Grooming Packages	Liability	Current Liability (unearned revenue). Money from 5-groom packages for grooms not yet performed.
2510	Van Loan Payable	Liability	Long-term Liability. Remaining balance on the van loan.

Equity

#	Account Name	Type	Description
3010	Owner's Contributions	Equity	Money or assets you put into the business from personal funds.
3020	Owner's Draws	Equity	Money you take out of the business for yourself. This is not a wage or an expense.
3030	Opening Balance Equity	Equity	QuickBooks Online commonly creates this during setup. Your bookkeeper should clear it to zero once opening balances are entered.
3900	Retained Earnings / Owner's Equity	Equity	Profit kept in the business from prior years. Usually updated by the software at year-end.

Income

#	Account Name	Type	Description
4010	Grooming Services	Income	Single grooms paid at the time of service ($65–$120 by size).
4020	Add-On Services	Income	Nail grinding, teeth brushing, and other extras.
4030	Package Grooms Earned	Income	Moved here from 2310 each time a prepaid package groom is completed.
4040	Tips Received	Income	Tips you keep as the owner. Tips meant for your bather should be handled through payroll. Ask your bookkeeper how to set this up.
4900	Refunds & Discounts	Income	Contra-income (reduces income). Refunds, comped grooms, promo discounts.

Cost of Sales

#	Account Name	Type	Description
5010	Shampoo, Conditioner & Grooming Products	Cost of Goods Sold	Products used on dogs during grooms.
5020	Grooming Disposables	Cost of Goods Sold	Pads, wipes, bandanas, ear cleaner, cotton, gloves.
5030	Water & Generator Fuel	Cost of Goods Sold	Water fill-ups, generator gas/propane, water disposal costs.

Operating Expenses

#	Account Name	Type	Description
6010	Wages – Bather	Expense	Gross hourly pay for your part-time bather.
6020	Employer Payroll Taxes	Expense	The employer's share of payroll taxes.
6030	Workers' Compensation Insurance	Expense	Workers' comp coverage for your employee.
6040	Payroll Servi

Questions

How does the chart of accounts starter work?

You answer a few questions, pay $14, and an AI worker does the job. The result appears on your private page, usually within minutes.

Can I get changes?

Yes. Every job includes one free change request: tell the donkey what to fix and it redoes the job with your notes.

Is it really done by AI?

Yes, fully. No human writes it. AI can make mistakes, so please review the result before you rely on it.

What happens to my information?

It is used only to do your job, is never used to train AI models, and is deleted after 30 days.

What if it fails?

Failed jobs are retried once, then refunded automatically.

Is this professional advice?

No. This is general information and drafting help made by AI. For medical, legal, tax, or financial decisions, talk to a qualified professional.

Chart of Accounts Starter